The convertible. This is a large format 3-ring binder that can quickly be converted to a standard padfolio by removing the ring stack. It features a zippered pocket for your tablet or telephone and multiple card slots and pockets. It also features a large gusseted compartment. Fully zippered closure. It can be customized with ring capacities ranging from 1/2″ to 3″. All pricing is listed for 1-1/2″ rings in nickel plate.